Some 95.5% of advisers think customers should be told whether they are receiving advice before they buy protection, according to COVER's latest web poll.
Only 4.5% of respondents to the online survey disagreed with the sentiment.
This month's survey asks whether the Association of British Insurers' proposed changes to critical illness definitions would make the product less complicated?
To cast your vote, please go to www.covermagazine.co.uk