'You never know what's going to happen'

Diana Lee, while director of music for a music school, took out income protection after her financial adviser told her, "You never know what's going to happen in life that affects your ability to earn." After encountering work-related stress, she visited a doctor. "I was aware that I was suffering from stress," said Diana. "I ignored all the warning signs. I was mentally saturated and I was unable to take the necessary step back." Despite being signed off for two weeks and prescribed medication, things got worse for Diana. "The pressure of my job and the work ethic that I natura...