Income Protection

The sickness absence review is expected to call for a government funded panel to judge people's ability to work, taking the responsibility away from doctors.

Living on statutory sick pay (SSP) for just three months would result in significant financial hardship for the majority of UK workers and could even force some to move home, according to new research.

The Work and Pensions Secretary has vowed that employment and support allowance (ESA) claimants appealing their ineligibility decision will not have their benefit payments stopped.

Almost £300m was paid out in group income protection (GIP) claims last year according to figures collated by Grid.

The number of women claiming sickness benefits is rising much faster than for men according to analysis of Department of Work and Pensions (DWP) statistics by Legal & General.

Fewer appeals against Employment and Support Allowance (ESA) decisions are being found in the claimants favour, according to government statistics.

Fewer claimants are being found eligible for Employment and Support Allowance (ESA) despite government claims that the benefits system is providing greater protection for disabled people.

With many legislative changes in the works, the group risk market is hesitant at present. Owain Thomas examines the bigger picture of what is to come for group income protection.

Unum has launched a new group income protection (GIP) product targeted at a wider range of employees than most schemes.

Paul Avis argues that, in a price sensitive era, early intervention and rehabilitation are important for the containment of group income protection premiums