Income Protection

With many legislative changes in the works, the group risk market is hesitant at present. Owain Thomas examines the bigger picture of what is to come for group income protection.

Unum has launched a new group income protection (GIP) product targeted at a wider range of employees than most schemes.

Paul Avis argues that, in a price sensitive era, early intervention and rehabilitation are important for the containment of group income protection premiums

Aviva is making the employee assistance programme (EAP) freely available on all its group income protection (GIP) schemes.

The Department for Work and Pensions (DWP) is reportedly pushing for GPs to be required to encourage patients with long term medical conditions to go back to work.

Stress and other mental health issues are now the most common reason for people absent from work, new research has found.

Unum has become the second insurer to use ITV's Downton Abbey to promote the importance of income protection (IP).

Employers are recognising the importance of a healthy workforce while employees have admitted they would work harder for one who invests in their health.

The Disability Benefits Consortium (DBC) has produced a ‘myth buster' factsheet issuing a stark warning for potential future claimants about the realities of the impending welfare reforms.

Just one quarter of people in employment prior to successfully claiming Employment and Support Allowance (ESA) had returned to work 18 months later, the Department for Work and Pensions (DWP) has found.