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Author profile

Charlotte Richards

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Articles by Charlotte Richards

International PMI

Risk Clinic: Arranging protection for ex-pat workers

My client is 42 and runs a consultancy in the oil industry. As a result he has to travel extensively, including contracts in dangerous and high disease risk countries such as Algeria, Sudan and Nigeria. He has already arranged international private medical...

clock 11 January 2011 • 4 min read

uncategorised

Fangs will be changing

The dental benefits market is changing. Pam Whelan runs through what brokers need to know to keep up to date

clock 11 January 2011 • 6 min read

Technology

Gaining the lead

The commoditisation of insurance and the economic climate is increasing the pressure on carriers to process claims cost-effectively. Larry Jacobson looks at how claims technology needs to be rethought to re-gain a lead in the market

clock 11 January 2011 • 6 min read

PMI

PMI medical cost vs care

Dissatisfaction over certain private medical insurers' financial arrangements with consultants has spilled into the political arena. Edward Murray examines what lies behind the headlines

clock 11 January 2011 • 7 min read

uncategorised

Keeping up with Down Under

After four years with Swiss Re's Australia and New Zealand business, Russell Higginbotham believes the UK could import some ideas from the Australian life and health market

clock 11 January 2011 • 6 min read

Regulation

Son of ICOB: Has ICOBS delivered?

ICOBS is son of ICOB, but has it lived up to its expectations? Julie Pardy investigates

clock 07 December 2010 • 7 min read

uncategorised

Planet Insurance - Intermediaries Directive Two

Get ready for IMD2. Yes, the EU Commission is reviewing the Intermediaries Directive and it is now reaching full consultation stage.

clock 07 December 2010 • 3 min read

uncategorised

Are we sleepwalking through an important issue?

Lack of sleep is a genuine problem for many and fast being recognised as having knock on effects impacting on employee benefits. Peter Mills explains

clock 07 December 2010 • 4 min read

uncategorised

Market views: Should AMII include protection advisers?

Given the potential growth of hybrid health and protection policies, the Association of Medical Insurance Intermediaries (AMII) has said it is open to expanding its remit to the protection market (although it has no plans to do so at present). Would this...

clock 07 December 2010 • 5 min read

Individual PMI

Risk Clinic: Cutting PMI costs

My clients are a newly married couple aged 33 and 29. They both value their personal private medical insurance (PMI) plans but are concerned that rising premiums mean they may have to surrender them. What options are available that could persuade them...

clock 07 December 2010 • 4 min read
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