Katya Maclean: Future-proofing protection

Something I talk a lot about is the need for protection policies to adapt with our changing lifestyles. You may have heard me share my own story at the COVER Summit last year. My life, like many, hasn't stepped sensibly along the traditional timeline in which babies come after house purchases and marriages last forever. Life is unpredictable and yet advisers are left facing the impossible task of recommending policies to their clients that stay relevant for decades. Perhaps most importantly, the dynamics of modern relationships are changing. Marriage, while still the most common famil...