CIExpert analyses Aviva critical illness cover changes

Definition Alterations to the Core Plan Cardiomyopathy A claim is now triggered by diagnosis of primary cardiomyopathy with one of three events: 1. A reduced ejection fraction below 40% measured twice over 3-month period, 2. Meeting the New York Heart Association class 3 requirement for 6 months, or 3. Implantation of an internal cardiac defibrillator. This is an improvement over the previous reliance on a NYHA 3 confirmation as it widens the scope for a successful...