CIExpert analyses Aviva critical illness cover changes

clock • 2 min read

Aviva, fresh from its substantial upgrade last November - when it absorbed market-leading Friends Life and introduced tiers of cover - has added further enhancements to its impressively comprehensive plans, writes CIExpert's Alan Lakey.

  Definition Alterations to the Core Plan Cardiomyopathy              A claim is now triggered by diagnosis of primary cardiomyopathy with one of three events: 1. A reduced ejection fraction below 40% measured twice over 3-month period, 2. Meeting the New York Heart Association class 3 requirement for 6 months, or 3. Implantation of an internal cardiac defibrillator. This is an improvement over the previous reliance on a NYHA 3 confirmation as it widens the scope for a successful claim. Spinal Stroke      Claims capability has been extended from a requirement for...

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