CIExpert describes Scottish Widows CI changes as 'progressive'

clock • 2 min read

Alan Lakey, director of CIExpert analyses the latest changes from Scottish Widows to its Protect critical illness product.

CIExpert said: "Scottish Widows has upgraded its Protect policy with a number of sound enhancements including a catch-all condition called ‘Carcinoma in situ - with surgery'.   "The qualifying age for a children's claim has been extended until age 22 as well as a number of augmentations and rearrangements that serve to reduce confusion for both advisers and consumers." New Additional Payment Condition (lower of £25,000 or 25% of sum assured)   Carcinoma in situ - with surgery As opposed to a list of named in situ cancers this definition encompasses any in situ can...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Critical Illness

CIExpert adds Guardian to Children's CI Customiser Tool

CIExpert adds Guardian to Children's CI Customiser Tool

Cover amount between £10,000 and £100,000

Jaskeet Briah
clock 27 January 2026 • 2 min read
Total & Permanent Disability – what's the real story?

Total & Permanent Disability – what's the real story?

Analysing claims data

Phil Cleverley and David Ferguson
clock 04 November 2025 • 4 min read
Looking back at 40 years of CIC improvement

Looking back at 40 years of CIC improvement

“Critical illness plans have been steadily improving”

Alan Lakey
clock 08 October 2025 • 3 min read