iPipeline has announced that Scottish Widows Protect has joined its indicative underwriting decision tool, XRAE.
Scottish Widows re-entered the intermediary protection market in 2015, and XRAE will be used by supporting advisers to achieve speed-to-market advantages and improve client expectations. By capturing health and lifestyle information, XRAE produces indicative ratings for both Life Assurance and Critical Illness, providing a single, comparative view of results. Scottish Widows joins the 6 providers who are already live on the service - Aegon, Friends Life, LV=, Royal London, Zurich, AIG - and...
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'Look beyond the bare statistics and ask why differentials exist'
Totalling £206 million
CI claims drop 14%