Industry reaction: ABI issues minimum standards for CIC

Adam Saville
clock • 4 min read

Some positive moves but "major issues" missed at consultation stage to improve access to insurance

Earlier this week we published the details of the Association of British Insurer's (ABI) ‘Guide To Minimum Standards for Critical Illness Cover', which saw the removal of HIV and terminal illness as model definitions, exclusion of early stage thyroid cancer and adaptation of "loss of hand or foot" to one limb rather than two. The document replaces the ABI's ‘Statement of Best Practice for Critical Illness Cover' guidelines published in 2014. "I'm supportive of the new simple and practical ABI approach as it replaces a lengthy document that other than its true triennial review was rare...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Critical Illness

L&G launches standalone CIC

L&G launches standalone CIC

Addition to proposition

Cameron Roberts
clock 26 October 2026 • 1 min read
Beagle Street launches Critical Illness Plus

Beagle Street launches Critical Illness Plus

Six additional payment conditions included

Jaskeet Briah
clock 19 October 2026 • 3 min read
Partner Insight: When illness changes work, financial plans need to adapt

Partner Insight: When illness changes work, financial plans need to adapt

Rethinking financial resilience when work changes rather than stops — by Lesley Barsanti, Scottish Widows

Lesley Barsanti, senior product owner, protection platform, Scottish Widows
clock 13 October 2026 • 4 min read