CIExpert on Guardian critical illness changes

‘Still one of the very best’

Adam Saville
clock • 5 min read

'Today's restructuring has enabled Guardian to reduce the cost whilst continuing to offer top-drawer cover,' says Alan Lakey

Earlier this month, we exclusively revealed that Guardian had decided to launch a more competitive combined life and critical illness (CI) cover option to sit alongside its stand-alone life and CI products, alongside a raft of changes to its existing proposition. Today the offering has gone live and is available on IRESS, iPipeline and LifeQuote. According to CIExpert director Alan Lakey, the CI changes - which includes the addition of three new full payout conditions as well as some market standardisation - the changes are ‘significant'. Guardian, which launched to advisers in May...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Critical Illness

A wake-up call: Cancer prevalence and protection

A wake-up call: Cancer prevalence and protection

“We can no longer walk away from this conversation”

Cameron Roberts
clock 12 March 2026 • 5 min read
CIExpert adds Guardian to Children's CI Customiser Tool

CIExpert adds Guardian to Children's CI Customiser Tool

Cover amount between £10,000 and £100,000

Jaskeet Briah
clock 27 January 2026 • 2 min read
Total & Permanent Disability – what's the real story?

Total & Permanent Disability – what's the real story?

Analysing claims data

Phil Cleverley and David Ferguson
clock 04 November 2025 • 4 min read