Leaving aside the question of advice, do you see simple protection products as a threat to IFAs or a stepping stone for clients? Should IFAs sell them alongside fully featured products?
LifeQuote, the protection portal owned by Direct Life & Pension Services (DLPS), has added Unum's Income Protection plan to its service.
Given the potential growth of hybrid health and protection policies, the Association of Medical Insurance Intermediaries (AMII) has said it is open to expanding its remit to the protection market (although it has no plans to do so at present). Would this...
Following consultation the Finance & Technology Research Centre (F&TRC) agreed to produce a draft good practice statement on business retention processes at its June Protection Forum.
Under TCF regulations, advisers are required to look at their client's financial wellbeing and needs. With this in mind, what prominence should cash plans be given, and should they ever be at the forefront of a client's requirements.
Fortis has partnered with adviser network SimplyBiz.
Do you think the FSA gives value for money, or would Conservative plans to transfer its powers to the Bank of England be a reasonable course of action?
In light of the FSA's proposed regulatory fee increases for IFAs, do you think that advisers should have more input with the regulator on rules affecting their business? Should they be represented on the board?
Roger Edwards talks to Paul Robertson about the current concern providers have over the lack of advice requested since the latest CI product was introduced.
Considering the current economic climate, what do you think the main focus will be in terms of marketing budgets in the next 12 months? Do you think that lead-buying will fare well?