In these times of unprecedented change, the most significant impact of insurtech can be found in the life insurance industry, writes innovation expert
Insurtech start-ups were initially seen as highly disruptive and a threat to the traditional life insurance sector. Gradually, the incumbents' position has shifted and insurtech companies are perceived as potential partners the sector can learn from or leverage. These companies have a much lower cost-base than traditional insurers, they are not saddled by legacy IT systems, they don't have the burden of insurance operations and most have an absolutely razor-sharp focus on the customer, who benefits...
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