Martin Shaw: Mutual agreement

At its heart, insurance is about problem-solving: protect my income if I can't work; replace my mobile phone if I lose it; save for my retirement; even helping the earth cope with the implications of climate change. Insurance people have a reputation of being staid and conservative, but actually they are risk-takers, innovators and have a better track record of predicting the future than any of Russell Grant, Nostradamus or often the Bank of England. Lloyd's coffee shop in London in the...