COVER Feature: Chilling statistics

Last week, we gave an overview of what changing mortality trends might mean for protection. Since then, the Office for National Statistics (ONS) has published its analysis of winter-related deaths in England and Wales compared to previous years going back to 1991/1992. As claims managers will know, especially for those with over-65s whole of life products, sadly Christmas and New Year can be a busy time for all the wrong reasons, with more deaths occurring over winter months (December to March in this context) than through the rest of the year. It's well known that the elderly are partic...