A comprehensive guide to Multinational Pooling

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A comprehensive guide to Multinational Pooling

In the first of two articles, Canada Life's Alan Sparks gives an overview of pooling and its relevance to life and health insurance for companies

What is multinational pooling? Multinational pooling is a concept which links insured employee benefit plans worldwide for multinational corporations and their global subsidiaries, and can be used in two key ways. The first is to control the costs of an organisation's employee benefits insurance, and secondly it can merge or coordinate multiple employee benefits plans within their organisations. It was originally developed to combat ‘tariff pricing' adopted by European insurers but over...

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