A comprehensive guide to Multinational Pooling

clock • 11 min read

In the first of two articles, Canada Life's Alan Sparks gives an overview of pooling and its relevance to life and health insurance for companies

What is multinational pooling? Multinational pooling is a concept which links insured employee benefit plans worldwide for multinational corporations and their global subsidiaries, and can be used in two key ways. The first is to control the costs of an organisation's employee benefits insurance, and secondly it can merge or coordinate multiple employee benefits plans within their organisations. It was originally developed to combat ‘tariff pricing' adopted by European insurers but over the past 50 years has grown into a worldwide, multi-billion pound accountancy and risk managemen...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Employee Benefits

PIB Employee Benefits acquires Atwood Benefits

PIB Employee Benefits acquires Atwood Benefits

Supporting international companies

Cameron Roberts
clock 13 August 2025 • 1 min read
Employers leaving benefit take-up for employees to initiate

Employers leaving benefit take-up for employees to initiate

GRiD research

Jaskeet Briah
clock 12 August 2025 • 3 min read
HFMC Wealth joins GRiD

HFMC Wealth joins GRiD

Newest member for industry body

Cameron Roberts
clock 05 August 2025 • 1 min read