A comprehensive guide to Multinational Pooling

clock • 11 min read

In the first of two articles, Canada Life's Alan Sparks gives an overview of pooling and its relevance to life and health insurance for companies

What is multinational pooling? Multinational pooling is a concept which links insured employee benefit plans worldwide for multinational corporations and their global subsidiaries, and can be used in two key ways. The first is to control the costs of an organisation's employee benefits insurance, and secondly it can merge or coordinate multiple employee benefits plans within their organisations. It was originally developed to combat ‘tariff pricing' adopted by European insurers but over the past 50 years has grown into a worldwide, multi-billion pound accountancy and risk managemen...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Employee Benefits

One in five SMEs offer employee assistance programmes

One in five SMEs offer employee assistance programmes

Canada Life research findings

Jaskeet Briah
clock 17 September 2025 • 2 min read
Nearly 70% of female workers welcome employer support for women's health

Nearly 70% of female workers welcome employer support for women's health

Physical health is the top barrier to staying in work

Jaskeet Briah
clock 12 September 2025 • 3 min read
amii adds HCML as corporate member

amii adds HCML as corporate member

Health and wellbeing solutions provider

Jaskeet Briah
clock 12 September 2025 • 2 min read