Term Assurance

Lack of flexibility and limitations on bolt-ons have been eroding the value of term assurance, an adviser has warned.

The current picture for protection sales is mixed as the industry treads the last month to gender neutralisation.

LV= has announced how it will manage amendments to protection policies after the EU gender directive deadline.

Two thirds (66.6%) of UK life assurance providers servicing the IFA market are now offering some form of HIV life assurance.

Engage Mutual has joined the panel of mortgage and protection network First Complete.

Aviva is "nervous" at the idea that age could be removed from protection pricing with the incoming Equal Treatment Directive.

Engage Mutual has reported double sales through intermediaries.

Skandia has announced its gender-neutral pipeline plans including the launch of tele-underwriting.

HIV Positive people taking out HIV Life Assurance are insuring themselves for an average of £134,667, according to IFAs Unusual Risks.

The average life assurance policy taken by the gay community is now £242,578, an increase of 28% over just four years.