The insurer also paid 93% of critical illness cover claims
Personal life insurance and critical illness products now available to advisers via online application service
Despite public confidence in protection, most people would rely on support from partners and savings to survive if needed
Less so if cause of death is heart attack or lung cancer
New version is "a different beast entirely" compared to individual CIC plans, says Alan Lakey
CIC replaced by 'employee significant illness cover' to meet HMRC requirements and remove confusion
Almost most two-thirds believe protection products are too expensive
Failures in the trusts solution are damaging consumer trust in protection, writes Ruth Gilbert
Almost half of UK households risk losing up to £25,000 a year should a female member aged 25 - 45 lose their income
He replaces Swiss Re's Russell Higginbotham