Opinion

There has been very little clarity or certainty over funding in the social care White Paper response to the Dilnot report. What does this mean for financial services and its ability to support the gaping funding hole?

One thing you can say about the recent Review of Simple Financial Products is that Carol Sergeant and her team have done their homework. If nothing else, it breaks down and builds up a clear target market for a simple income replacement concept.

Maybe the world of lobbying government to influence policy making is about to be shaken up?

There has been a significant increase in broker training of late; Tenet's CII accreditation and Partnership's sell-out, long-term care roadshows. And, it was only January when Amii launched a healthcare exam with the CII. Is the industry seeing a ramp...

Another government, another NHS IT strategy. And as usual we lurch from one polarity to another.

Westfield Health has recently released a new product, Hospital Treatment Insurance, aimed at the middle ground between cash plans and PMI. Considering the lengthening of hospital waiting lists, could this be the birth of a third tier to the health insurance...

John Ritchie of Ellipse notes the beginning of the end for price matching.

Kevin Carr gives his verdicts on five key developments in the industry this month.

I have a client looking to buy life and income protection (IP) cover. My problem is that, although he has indefinite leave to remain in the UK, he is a refugee and has no long-term medical or financial history. What problems are we likely to encounter?...

With the launch of the simple products steering group, what should be the focus for its protection element? Is there a hesitation about actually designing products that are simple?