Opinion

Swiss Re's Term & Health Watch report 2008 issued a stark warning to the protection industry to update income protection. What do you think should be done?

The Thoresen Review has been hailed as a success for the COVER Promoting Protection campaign as it recommends the launch of a money guidance (MG) service to improve consumer awareness of financial needs. Will this help increase protection awareness and...

Several training academies for advisers have been launched over the past year. What real value do these bring to IFAs and to the industry as a whole?

How much will the Association of British Insurers' (ABI) new guidelines on non-disclosure cost, and how much of that will trickle down to consumers?

The Association of Independent Financial Advisers (Aifa) has called for the structure, processes and charges of the Financial Ombudsman Service (FOS) to be given a radical overhaul. What do you think of such an idea, and what do you think of the Hunt...

The Association of Independent Financial Advisers (Aifa) has said that the Financial Services Authority (FSA) should have conducted a retail market review rather than just focusing on distribution. Do you agree? How much will the Retail Distribution Review...

At the end of last year, Norwich Union said that it was planning to launch a guaranteed claims pilot. If launched, it will offer policyholders a guarantee that their protection policies will pay out and will be available for an extra £2 to £3 a month....

What are your thoughts on Thoresen's Generic Financial Advice interim review, particularly regarding the news that it could cost the Government and the industry anywhere between £40m and £80m? Do you think protection will be overshadowed by other products...

Is it right for the Financial Services Authority to impose harsher fines on firms not complying with its Treating Customers Fairly initiative when selling payment protection insurance?

Life must remain within a suite of products that includes critical illness and income protection Kevin Carr