Opinion

Do you think the FSA gives value for money, or would Conservative plans to transfer its powers to the Bank of England be a reasonable course of action?

Ellipse has come into the group risk market with the aim of changing the methods of underwriting and customer service. What do you think could be reasonably changed about the current underwriting procedure?

The protection industry is expecting a reduction in the number of IFAs post RDR of from 20-50%, depending on the survey chosen. Will this impact on sales of protection and will this prompt the resurgence of in-house sales forces - the man from the Pru?...

The ABI reviews the statement of best practice on critical illness every three years. Given the high frictional costs associated with the change that the customer ultimately pays for, is it still correct that we should follow this strict path?

Do you think that any standardisation of qualifications for advisers will improve public trust in the insurance industry, leading to an uptake in the amount of people seeking independent advice?

Well we are deep in the heart of the summer months and, while the insurance industry is rather quiet in terms of providers and intermediaries, many official bodies have seen fit, perhaps cynically, to use the last month to release research results and...

Swiss Re's Term and Health Watch 2009 saw that income protection (IP) sales have risen in the last year. That upturn, however, has been directly attributed to the actions of HSBC. With sales of other protection products falling, what do these results...

Anne has recently been made redundant. As part of her employment package with her former employers, she was enrolled on a corporate PMI scheme. She wishes to carry on with this policy but does not believe that she can continue on the same terms as an...

PruProtect has launched two new products with a whole raft of developments that it thinks will reinvigorate the protection. What are your first opinions of the provider's work?

PruProtect has launched two new products with a whole raft of developments that it thinks will reinvigorate the protection. What are your first opinions of the provider's work?