HM Treasury believes simple products by definition should be allowed to be sold without advice.
Advisers do not stand alone when it comes to regulation and Europe. Paul Robertson talks to Steve White, your man in Brussels
The Dilnot Commission may have come up with a workable solution to the adult social care problem but, as Peter Barnett explains, it has to get past the politician.
The British Insurance Brokers' Association (BIBA) has implored the Treasury to apply an "appropriate, proportionate and cost-effective approach" to regulating insurance brokers.
Simple protection products need baseline standards and a goverment recognised stamp of approval, according to the chairman of trade body Protect.