Treasury

Simple term life insurance and income replacement products have been proposed in an independent steering group report to encourage consumer engagement with the industry.

A shadow minister has claimed the FSA's Treating Customers Fairly (TCF) initiative has failed to adequately protect consumers.

Advisers have given the Treasury's simple products initiative a tentative thumbs up while recognising that the financial services industry is overly complicated.

Owain Thomas finds that, sometimes, driving a Ford Focus rather than an Aston Martin is a good thing

At a recent critical illness (CI) conference, it was observed that a lot of the individual market's underwriting problems could be reduced by using a low free cover limit (e.g. £50,000). Would bringing this into line with group business be helpful to...

HM Treasury believes simple products by definition should be allowed to be sold without advice.

Advisers do not stand alone when it comes to regulation and Europe. Paul Robertson talks to Steve White, your man in Brussels

The Dilnot Commission may have come up with a workable solution to the adult social care problem but, as Peter Barnett explains, it has to get past the politician.

The British Insurance Brokers' Association (BIBA) has implored the Treasury to apply an "appropriate, proportionate and cost-effective approach" to regulating insurance brokers.

Simple protection products need baseline standards and a goverment recognised stamp of approval, according to the chairman of trade body Protect.