Opinion

PruHealth has launched into the private medical insurance market with a product that links the cost of premiums to the efforts people make to look after their health. Could this approach help to boost sales in the sector?

In a bid to increase online transactions, more providers are disincentivising paper business. What impact could this have on the protection market?

How can the insurance industry and Government better communicate with the public about the importance of getting adequate protection?

With financial Services Authority (FSA) regulation looming, do current technology solutions allow protection advisers to create satisfactory audit trail?

BUPA's decision to withdraw from the pre-funded long term care (LTC) market has further reduced the size of the already dwindling sector. Does the market still have a future?

Should rehabilitation services kick in earlier on income protection products? Could this help the industry to manage rehabilitation and claims more effectively?

Should more advisers be looking to sell healthcare cash plans? Is it an advice-driven product?

What impact will the introduction of electronic GP reports (GPRs) have on the protection market and will the service be well received?

The idea that providers might combine CI and IP in a single product appears to have merit. But w...

What can the industry do to help encourage full disclosure on applications for protection products?