underwriting

Unmodelled aspects of longevity could invalidate insurer's predictions for policy pricing, reinsurer RGA has said.

Not only will the needs of each and every client who needs a protection policy differ, but advisers also have to factor in the different underwriting processes of providers...

Capita Group has bought Insurance Medical Group Limited (IMG) for an undisclosed sum.

Medicals Direct Group has re-branded itself as MDG.

I have a client who has many health problems, but recognises the significant need for protection. Due to his Crohn's disease, type 1 diabetes and heart condition, I have found it impossible to get cover from any of the major providers. Cost is not an...

In the first of a series examining worldwide developments in products, distribution and initiatives, Greg Becker begins by looking at India

In the ongoing battle between the legal profession and the insurance industry, the latter currently sits at win-one-lose-one, but the big fight may be yet to come...

A client who owns a four-man window fitting company has asked me to organise business protection for him. This is not an area I'm familiar with, so as a complete beginner how do I go about evaluating the amount I should be protecting him for?

My client is 42 and runs a consultancy in the oil industry. As a result he has to travel extensively, including contracts in dangerous and high disease risk countries such as Algeria, Sudan and Nigeria. He has already arranged international private medical...

I sold my client a family income benefit (FIB) plan which has subsequently been claimed on. However, I was surprised to discover that the provider convinced my client to take the benefit as a lump sum instead. Should the adviser be informed about this...