Justin Harper

Adviser / Broking

Justin Harper: Financial resilience and the lost art of selling

'Protection is sold, not bought'

clock 16 July 2019 • 8 min read

Income Protection

Mental health: How is the protection industry stepping up?

Everybody’s talking about it, yet… we struggle to talk about it

clock 11 March 2019 • 5 min read

Regulation

Universal Credit clarification has 'duty of care' implications

Confirmation from DWP that lump-sum pay-outs will not be means-tested has 'implications for all types of protection insurance'

clock 02 November 2018 • 1 min read

Income Protection

Sandwich generation in UK spread too thinly - LV=

Those caring for children and older relatives are under financial strain, research finds

clock 21 September 2018 • 2 min read

Income Protection

Justin Harper: The mental strain of financial health

LV='s Justin Harper waxes lyrical about the virtues of income protection as a financial safety net for those facing mental health problems

clock 16 May 2018 • 5 min read

Individual Protection

Millions of 'DINOs' ill-prepared for financial shocks

Over three million working couples are classed as 'double income, no option' (DINOs), which means they are vulnerable to financial ruin if one of the two loses their earnings. LV='s Justin Harper discusses how we can better safeguard those at risk.

clock 15 January 2018 • 4 min read