Income Protection

COVER's poll this month concerns the Government's Fit Note and Employment and Support Allowance legislation.

While eight out of ten employees could not get by on less than half salary, just 40% of employers offer this level of financial support to those on long term sick leave, research has shown.

Pioneer has hit out at providers who "change the goalposts" mid-claim while also joining the chorus of insurers urging all income protection (IP) claims approval rates to be published.

Advisers are missing out on the opportunities to sell income protection (IP) presented by the new fit note and Welfare Reform Act, research suggests.

I have been approached by the owner of a small arts foundry with 22 employees who is interested in offering a basic level of employee benefits. He already has a life cover plan for all employees, but would like to offer something else as well. However,...

Challenges may vary. Runners may come and go as some fall and others enter the race. However, the group life insurance market is still one of the most cut throat and price competitive in the protection industry, writes Owain Thomas

The FSA has issued four questions for the protection industry as part of its Consulation Paper 10/8.

A significant number of UK employers routinely keep important details of their benefits package under wraps from staff, according to new research from Group Risk Development (GRID).

Zurich has launched a microsite dedicated to protection.

Cirencester Friendly has announced that 94% of its income protection (IP) claims were paid last year.