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Income Protection

Income Protection

Unum urges IFAs not to collect extra underwriting data

Unum has completed the roll-out of its fully electronic income protection (IP) application and underwriting process that means the vast majority of cases will be processed on the spot.

clock 22 November 2011 • 2 min read

Income Protection

Dramatic rise in group IP claims for workplace stress - Canada Life

Half of all group income protection (GIP) claims are for conditions where definitive medical evidence is difficult or even impossible to obtain, Canada Life has said.

clock 22 November 2011 • 1 min read

Income Protection

Scrap ESA assessment stage - Absence Review

People should collect Employment Support allowance (ESA) after a Work Capability Assessment (WCA) the Sickness Absence Review has concluded.

clock 21 November 2011 • 1 min read

Income Protection

Assessment for all who go sick from work - Absence Review

The Government should set up an Independent Assessment Service (IAS) to sign people sick off work, the Sickness Absence review has concluded.

clock 21 November 2011 • 1 min read

Income Protection

Employer funded PMI should get tax relief - Sickness Absence Review

Tax relief should be applied to private medical insurance (PMI) provided by employers for basic tax rate paying staff, the Sickness Absence Review has recommended.

clock 21 November 2011 • 2 min read

Individual Protection

Out of work sick face massive consequences - Research

Leaving work due to illness and injury is as damaging as becoming unemployed, and can damage spouses income too, according to new research.

clock 21 November 2011 • 2 min read

Group Protection

Government must get behind rehab strategy - UKRC

With the Department of Work and Pensions to publish its Sickness Absence Review on Monday, the UK Rehabilitation Council (UKRC) is urging government to lead in proactive return-to-work strategies.

clock 18 November 2011 • 1 min read

Income Protection

Sick pay hardship would bite after three months

Living on statutory sick pay (SSP) for just three months would result in significant financial hardship for the majority of UK workers and could even force some to move home, according to new research.

clock 14 November 2011 • 3 min read

Income Protection

ESA appeals will not lose benefit

The Work and Pensions Secretary has vowed that employment and support allowance (ESA) claimants appealing their ineligibility decision will not have their benefit payments stopped.

clock 11 November 2011 • 1 min read

Income Protection

GIP claims data now amalgamated

Almost £300m was paid out in group income protection (GIP) claims last year according to figures collated by Grid.

clock 09 November 2011 • 1 min read
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