Defaqto

Healthier Solutions, Aviva's individual private medical insurance has achieved a 5 Star Defaqto rating for its comprehensive level of cover.

Ben Heffer, insight analyst of life and protection at Defaqto, explains how the market is more than just a one-dimensional growth story

Income replacement is the most important protection product available, Defaqto has said in light of today's Office for National Statistics unemployment data.

While many in the industry are predicting the end of whole of life, others are questioning how, post-RDR, it can be used to build more holistic cover, Nicola Culley reports.

My client is 35, single and earns a significant wage. He has no protection at all. He rents an expensive property in south west London and has no living relatives. I am trying to advise him on why he needs protection. What types could be best for him...

Defaqto has launched its Star Ratings for 2013 for consumers to compare financial products, including life insurance and protection.

The protection industry has said it is concerned that short term income protection is simply a new style of accident, sickness and unemployment cover, according to a poll.

Defaqto has urged advisers to protect "vulnerable" clients who are renting as the National Landlords Association (NLA) reports rising rental arrears.

The slowing of payment protection insurance (PPI) presents a significant opportunity for financial advisers to write policies that cover not just loan repayments, but also a percentage of income as well and to focus on addressing clients' wider protection...

Advisers have been struggling to sell income protection because clients claim not to need it, Defaqto research has shown.