death in service
Underwriting
My client Alan owns a building company that employs 47 people. He already has death in service insurance for his employees, and I'm trying to convince him of the need for an employee income protection (IP) policy. What are the arguments to extend this...
01 January 2010
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4 min read
Underwriting
Death in service benefits can pose tax and pension problems for high earners, while smaller firms have trouble getting underwriting. Jerry Bayman suggests looking at single life Relevant Life policies
01 January 2010
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uncategorised
Hugo, a teacher, has a mortgage and three separate loans. All have payment protection insurance(PPI) associated on an individual basis. He has recently started a family and is looking at a broader policy. He is healthy but has a BMI of 34. What would...
02 November 2009
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uncategorised
Life cover for high earners. David Pugh asks: Are senior employees and their beneficiaries at risk?
03 August 2009
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