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Every time the NHS comes under pressure in the UK, the voices for a move to a co-payment system supported by private medical insurance (PMI) come to the fore.

Grid has argued that incentivisation is the best way for the protection market to expand - not compulsion.

In his Mortgage Solutions blog, Connells mortgage services director Ross Bowen argued that protection covers more than just borrowers, helping lenders and brokers too.

PruProtect has called for protection insurance to be made compulsory and said it is already seeing signs of advisers switching to protection to anticipate the Retail Distribution Review (RDR).

LV= has added its family income benefit (FIB) plan and combined life and critical illness quotation with different sums assured to its True Potential offering.

Advisers fear their unprotected clients would be forced to live on state benefits or rack up large debt burdens should the worst happen.

Defaqto has warned that the public should not be turned off protection products following the fall out of the Payment Protection Insurance (PPI) mis-selling scandal.

Families are failing to protect themselves despite being more worried than ever by the rising cost of living and falling salaries, new research has found.

Advisers do not stand alone when it comes to regulation and Europe. Paul Robertson talks to Steve White, your man in Brussels

Santander has been forced to restrict sales of protection products through its branches due to a staff training issue.