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The ABI has said it intends to end Total and Permanent Disability (TPD) clauses, introducing set definitions. Will this add even further complication to Critical Illness (CI) policies?

An ageing workforce alongside ageing IT systems is a looming problem for the insurance industry. We must act now, says Tim Crossley.

Foster Denovo has launched a general insurance division, saying there is a clear case to combine insurance and financial advice to better serve clients.

House prices are predicted to rise 20% by 2014 due to a lack of supply and increased demand, according to the latest forecast from the National Housing Federation (NHF).

Royal Liver supports customer segmentation

A large proportion of the protections sales force is under qualified to sell protection in a market offering huge opportunities, says Richard Verdin.

Life cover for high earners. David Pugh asks: Are senior employees and their beneficiaries at risk?

John, 45, is an office manager looking for protection. He has a £200,000 mortgage and two children that he has custody of following his divorce two years ago. He does not exercise and although he had an alcohol problem four years ago, he does not drink....

As the sector takes on more risk, Lee Lovett gives an insight into factors affecting the underwriting of group business.

Do you think that any standardisation of qualifications for advisers will improve public trust in the insurance industry, leading to an uptake in the amount of people seeking out independent advice?