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Mental health problems have become the number one reason for long-term sickness absence, according to a new survey by UnumProvident.

Critical illness: Future-proofing definitions key objective for ABI working party

Heart disease

Technology

Critical Illness

Think Tank: More joined-up thinking needed to encourage take-up of benefits

Terry Ormond-Prout explains how osteoarthritis and rheumatoid arthritis impact the underwriting process

Initiatives by Government and industry to address the use of rehabilitation for getting people back to work are becoming more commonplace. Robert Fielding explains

Rehabilitation

Tom, 27, an advertisement manager, has recently taken out a joint mortgage of £175,000 to buy a one-bedroom house in East London with his girlfriend and would like to take out joint life assurance cover. Sophie, 28, earns £35,000 a year. Tom's salary...