Income Protection

Friends Life, now part of the Aviva Group, has announced new enhancements to its Protect+ income protection proposition including improved guaranteed benefits.

Chancellor George Osborne has announced changes to the benefits system, including lowering the cap on benefits and changes to the Employment and Support Allowance.

Cirencester Friendly's My Earnings Insurance and Income Assured Plus Income Protection (IP) products will be available as part of Succession Group's panel.

LV= is to hold seven seminars for advisers looking to boost their income protection (IP) sales.

Disabled people report extra costs in areas including insurance, transport and energy bills yet improved competition and communication could help drive down these costs, a major report has found.

The extra everyday living costs faced by disabled people are £550 per month, compared to average state benefits payments of £360 per month.

F&TRC's Kirsty Tanner asks whether advisers should be doing more to ensure the value and quality of supplementary benefits in income protection (IP.)

My client wants to take out a life policy, but is worried they might have missed out some GP appointments over the past five years in their application. Will this affect them getting cover, and how do I reassure them?

Myles Rix, managing director of protection at LV=, gives his views on how the industry can make IP more attractive in the eyes of the consumer.

Company sick pay is not available to 34% of working Britons, amounting to 11m people, research by LV= has revealed.