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Income Protection

Income Protection

WCAs are 'considerable shift in threshold' for sickness benefit claimants

Sickness benefit claimants are ‘not well prepared' for Work Capability Assessments (WCA) that decide their eligibility, an investigation has revealed.

clock 20 December 2010 • 2 min read

Income Protection

Welfare claimants who refuse training could lose benefits

Benefit claimants who refuse to take up the offer of a training course could have their payments stopped, according to government plans.

clock 09 December 2010 • 2 min read

Income Protection

Why all roads lead to Income Protection

With sluggish sales, a tough economy and the government's reform of welfare provision, Owain Thomas writes that the timing is right for income protection to finally receive the level of attention it deserves

clock 07 December 2010 • 8 min read

Income Protection

'Impersonal' and 'mechanistic' work assessments to be made fairer

Work Capability Assessments (WCA) for those claiming Employment and Support Allowance (ESA) are to be made ‘fairer' and ‘more effective' following an independent review.

clock 23 November 2010 • 3 min read

Income Protection

Interview - Paul Hudson

With the protection sector dominated by giants of the insurance world, Owain Thomas spoke to Cirencester friendly's Paul Hudson to hear a smaller provider's view

clock 05 November 2010 • 6 min read

Income Protection

Defaqto releases free review of Income Protection for IFAs

Independent financial research company Defaqto has published an Income Protection review aiming to help advisers deliver customer-centred advice on income protection.

clock 29 October 2010 • 1 min read

Income Protection

Outlook for Income Protection positive says IPTF

Income protection insurance sales will increase in importance as a result of FSA scrutiny and the Spending Review the Income Protection Task Force (IPTF) has said.

clock 25 October 2010 • 1 min read

Income Protection

Spending Review: ESA limited to one year

Employment and Support Allowance (ESA) claimants will be limited to one year of benefit payments for those expected to prepare to return to work, the Chancellor George Osborne has announced.

clock 20 October 2010 • 1 min read

Underwriting

Holloway FS introduces telephone medical underwriting

Holloway Friendly Society has reduced broker liability through the introduction of tele medical underwriting on its Income Protection policies.

clock 12 October 2010 • 1 min read

Critical Illness

Risk Clinic: Underwriting mental health problems

Alice suffered from anorexia in her teens and early 20s. She now has a partner with whom she shares a joint mortgage but also has some underlying mild depression.

clock 11 October 2010 • 4 min read
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