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Income Protection

Income Protection

Unum withdraws from individual market

Unum is to leave the individual protection market from 2 March.

clock 01 March 2012 •

Group Protection

Presenting COVER's website sponsors

COVER is proud to announce that Aviva, LV=, PruHealth, PruProtect and Simplyhealth are sponsoring its new website.

clock 01 March 2012 • 1 min read

Income Protection

Introducing COVER's campaign to repair IP's reputation

COVER has launched a campaign, initially in partnership with the Protection Review, to reform the practice of writing list-based occupational definitions (Activities of Daily Living and Working - ADL and ADW) for income protection.

clock 01 March 2012 •

Income Protection

COVER's IP Campaign - so what's the story?

Has the income protection (IP) industry reached tipping point? The validity of list-based occupational definitions for IP, such as work tasks and activities of daily living, has been questioned for many years. But the demand for change is becoming stronger....

clock 01 March 2012 •

Income Protection

GPs rail against 'encouraging' people back to work

Doctors have hit back at proposals that would force them to encourage patients to stay in or go back to work as soon as possible.

clock 22 February 2012 • 1 min read

Income Protection

ESA claimants could be forced into unlimited unpaid work

The government could force people judged too sick or disabled to be employed to do unlimited unpaid work or risk losing their benefits.

clock 17 February 2012 • 1 min read

Income Protection

Interview - Mark Jones

LV= has big plans for 2012. Paul Robertson interviews one of the industry's most prominent Welshmen, Mark Jones.

clock 16 February 2012 • 7 min read

Income Protection

Age immaterial for IP and PMI buyers

Young adults are just as aware of the need to protect their income and health as their elder peers, but fall behind when it comes to life insurance and critical illness (CI).

clock 15 February 2012 • 1 min read

Income Protection

LV= IP and CI claims paid dip slightly

LV= has announced it paid 91% of income protection (IP) and 88% of critical illness (CI) claims in 2011.

clock 15 February 2012 • 1 min read

Underwriting

Risk Clinic: Over-insured, under-employed

My 45-year-old client was made redundant due to the recession, but has recently started a new yet much lower-paid job. With his income protection (IP) policy covering his last wage level, he is now over-insured and would not be able to claim his full...

clock 14 February 2012 • 4 min read
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