Adviser / Broking

The most unnecessarily underinsured group in the UK is the HIV community, according to specialist advisers Unusual Risks.

LV= has launched a free online tool to help advisers write new and existing life policies in trust from any provider.

Old traditions such as Sunday dinner and playing board games are still at the heart of family life, according to research from Aviva.

Aviva has launched an adviser-facing awareness campaign to help IFAs emotionally engage with clients and their families while approaching the subject of protection.

Phil Jeynes warns that removing components from simple products may mean weaker cover for clients.

Given the Financial Ombudsman Service's (FOS) desire to see larger caseload contributors paying a greater share of the costs, do you think this heralds a focus on smaller companies well being from regulators?

Paul Avis discusses the benefits and pitfalls for advisers considering the group protection sector.

Scottish Widows has revealed it is examining the possibility of re-entering the IFA protection market.

Lifesearch has bucked the trend of declining protection sales with a significant growth in business last year.

Advisers have given the Treasury's simple products initiative a tentative thumbs up while recognising that the financial services industry is overly complicated.