A third of incapacity benefit (IB) recipients being reassessed for Employment and Support Allowance are being found too sick to work at all, according to government statistics.

Protection and medical insurance complaints are on course for a significant drop in volume during 2010/11, according to the latest statistics released by the Financial Ombudsman Service (FOS).

Advisers have expressed their shock at revelations a European Court ruling could require insurance contracts to be altered retrospectively and see some providers close to new business.

Cancer sufferers awaiting chemotherapy and those between courses will now be treated the same as patients already receiving treatment when claiming Employment and Support Allowance (ESA).

Following on from the introduction of sales guidelines for critical illness, COVER's sister title Mortgage Solutions has asked the industry if advisers need increased guidance in selling protection.

Women are increasing their earning power but less likely than men to have financial protection should they suddenly be unable to work, according to new research.

Some protection and private medical insurance (PMI) providers could be forced to immediately close to new business on 1 March when a European Court decision on gender underwriting is announced.

Unum has launched the UK's first fully fledged group risk scheme that can be fully funded by employee contributions alone.

Inheritance tax planning and providing funeral costs are the typical uses for whole of life products, but Owain Thomas discovers there is more to it than just covering your financial burdens

The British Insurance Brokers' Association (BIBA) has joined forces with insurance research panel Broking Now.