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Latest figures from the Association of British Insurers (ABI) show that 87% of loan and mortgage pay...

Mental illness is one of the most common conditions advisers encounter, yet underwriting clients with a history of depression can be complicated. Simon Taylor explains

While sales of MPPI remain fairly stagnant, Angela Faherty finds that economic uncertainty and tighter underwriting on the unemployment element of cover are the main issues currently affecting the MPPI market Click here to download pdf

Scottish Provident has launched a large case underwriting team to deal with applications for all of ...

Pioneer Friendly Society's Pure Income Protection Plan aims to provide a regular income, if due to illness or injury, the insured is unable to work and suffers a loss of earnings.

Goodhealth has launched a new medical insurance plan that covers employees working overseas and th...

As we reach retirement our need for protection decreases, right? Wrong. Ronnie Martin explains how changing lifestyles mean the over-50 market is growing

If you are thinking about advising clients on long term care insurance, you need to know what the State will provide. Chris Ellicott takes a comprehensive look at this complex funding area

Will increased competition threaten advisers' market share?

The underwriter will, in the first instance, look for a full disclosure from the applicant. This will usually be with a point of sale questionnaire designed to elicit the key areas of concern. These are date of onset, cause, whether the person is still...