Income Protection

Back-to-work schemes run by the Work Programme and Jobcentre plus are ineffective for those with mental health problems and an alternative is needed, the charity Mind has said.

The average worker's income drops by £430 a week if they are only provided with statutory sick pay by their employer, research from LV= has found.

The government has announced pilot schemes to get more disabled people and people with long term medical conditions into employment.

Declan Dunne, a surgical registrar from Liverpool, took out income protection after seeing a junior doctor develop MS and suffer a severe decrease in lifestyle.

Seven Families has announced that the Pickfords, whose main breadwinner Paul Pickford was unable to work after suffering a stroke, is the third family for its campaign to raise awareness of the benefits of income protection.

As part of changes to its income protection, Friends Life has announced a family carer benefit.

Legal & General (L&G) has responded to the call from the ABI for protection to have a greater role in reducing the state's welfare burden.

Protection insurance is a viable way of cutting the government's cost of welfare, the Association of British Insurers (ABI) has said.

The Seven Families campaign has announced the second family to benefit from the scheme, the Pinders.

Sickness, both long-term and temporary, was the main reason given for not working by people aged 16-64 years living in workless households across the UK, the Office of National Statistics (ONS) has found.