Allianz adds pre-existing conditions to IPMI cover

Allianz has extended the range of pre-existing health conditions it will cover on its Worldwide Care international private medical insurance (IPMI) plan.

Individuals and small underwritten groups can benefit from the change and it applies to both advised and direct business.

The provider has previously focused on a full medical underwriting service, but has recently begun to cover pre-existing conditions, with the possible inclusion of a surcharge.

Dr. Ulrike Sucher, medical director at Allianz Worldwide Care, said: "We regularly add further conditions to the list of those which we can underwrite, offering an even more comprehensive level of cover to individuals and employees of small underwritten groups.

"Traditionally, the international health insurance industry has not tended to provide cover for the majority of pre-existing conditions and until recently the policies available would have either excluded cover for pre-existing conditions or only provided cover after a waiting period, if cover was offered at all."

The full list now covered is:
Acne
Allergic rhinitis
Asthma
Basal cell carcinoma
Benign prostatic hypertrophy
Broken bones
Coeliac disease
Dental disclosures
Dermatitis
Eczema
Epilepsy
Gallstones
Gastritis
Gastroenteritis
Gout
Fibroadenomas
Fungal infections
Haemorrhoids
Helicobactor pylori
Hiatus Hernia
Hypercholesterol
Hypertension
Inguinal hernia
Irritable bowel syndrome
Joint pain
Kidney stones
Lactose intolerance
Ligament rupture
Minor muscle pain
Mycosis
Myopia
Osteopenia
Osteoporosis
Overweight/underweight
Prostatitis
Psoriasis
Reactive stress
Shoulder pain
Solar keratosis
Squamous cell carcinoma
Thyroid disorders
Tonsilitis
Ulcerative colitis (mild)
Urinary tract infection
Uterine fibroids