The Association of Professional Financial Advisers (APFA) has reported a profit for the second time since 2010, although surplus figures dipped by almost £90,000.
There has been an increase in the number of companies offering health benefits on an employee-paid basis with cost being a key consideration.
Hospital patients would be willing to travel up to 100 miles to ensure they could attend a hospital with a better infection record.
The number of over-65s will increase by 80% to nearly 1 billion over the next 15 years making elderly care needs one of the biggest global challenges for insurers and stakeholders, a report has warned.
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