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Best Insurance has launched InstaProtect - a short-term Accident, Sickness and Unemployment (ASU) policy with no exclusion periods and simplified medical underwriting terms.
APRIL UK has launched ‘Lifestyle Protector', an accident and sickness plan with a two-year moratorium instead of medical underwriting.
As the ABI examines publishing claim statistics on short-term income protection (STIP) policies, British Friendly's Mark Myers says we need greater clarity on these plans.
My client is 35, single and earns a significant wage. He has no protection at all. He rents an expensive property in south west London and has no living relatives. I am trying to advise him on why he needs protection. What types could be best for him...
Ageas UK and Groupama have announced they are in exclusive discussions in the UK.
I have noted an increase in the proliferation of short-term income protection (IP) policies, and have several clients preferring it to full IP. Given the return-to-work statistics for the longer-term sick, I worry about selling these products to people...