Insights with Vitality
There’s a step-change happening in health and life insurance that is transforming how the industry thinks and the products it provides. The wellness market is expanding as the desire for a healthy and active life overtakes the traditional concept of illness cover and retirement benefits.
Businesses are aware that investing in their employees’ health can boost their bottom line. Individuals are looking for products that offer comprehensive, targeted solutions, and responding with loyalty when they find them.
Vitality is about wellness as well as protection, so it makes sense that as we see interest in wellness continue to grow and overtake the traditional concept of illness cover and retirement benefits, we offer a new resource to help your clients lead a healthy and active lifestyle, discuss latest trends and broader industry matters.
These thought leadership articles will help you deliver real value to clients who want to invest in their own or their employees’ wellbeing. Resulting in greater revenue, retention and referrals.
VitalityLife Deputy CEO, Deepak Jobanputra, believes his company's pioneering use of technology to set fairer premiums has led to members re-evaluating their relationship with life insurance
Fergus Bescoby discusses hearing loss and the underwriting implications for protection policies.
Purchasing protection insurance on cost alone is a risky business. Deepak Jobanputra looks at the factors that add real value
Advisers should turn clients' attention to whole of cover, because like it or not, it is a necessary conversation, writes Justin Taurog
Peripheral vascular diseases (PVDs) are circulation disorders that affect blood vessels outside of the heart and brain writes Fergus Bescoby.
Deepak Jobanputra examines the question of 100% payouts in severe illness cover, and finds this isn't necessarily to the client's benefit
Coronary heart disease (CHD) is the leading cause of death both in the UK and worldwide and is responsible for more than 73,000 deaths in the UK each year writes Fergus Bescoby.
Justin Taurog looks at the technological tools providers are using
Justin Taurog looks at how important people power is to the success of a business
As the protection landscape changes, Deepak Jobanputra investigates how whole of life cover is becoming more of a necessity
Should you be discussing fitness trackers with your clients? Andy Philo puts the case forward.
It is often thought of as the foundation of protection, yet when it comes to sales, income protection remains the forgotten relative of life and critical illness cover. So what is the real state of play, and is it worth re-visiting IP, asks Andy Philo....
Fergus Bescoby discusses the underwriting implications and symptoms of Motor Neurone Disease.
Changes to the UK mortgage market present opportunities for you to engage with clients on a number of key financial issues, writes Andy Philo.
Fergus Bescoby writes about the symptoms and life cover implications for ME.
Deepak Jobanputra explains what advisers need to know about the ageing population
Barrett's oesophagus is found in about 2% of the adult population and in 5% of persons with gastro-oesophageal reflux disease (GORD) writes Fergus Bescoby.
One in four Britons will experience mental health problems within a given year writes Fergus Bescoby.
Justin Taurog discusses case studies that show the value of inheritance tax.
Fergus Bescoby explains the complications of chronic kidney disease.
Justin Taurog urges the industry to go beyong measuring claim stats in promoting the worth of protection insurance.
Fergus Bescoby discusses arial fibrillation (AF), a type of heart rhythm disorder called an 'arrhythmia' which increases the risk of stroke.
Deepak Jobanputra discusses new dementia research and why advisers should be increasingly aware of clients' care needs.
The rules around Lasting Powers of Attorney are changing, making it easier for you to help your clients register and so protect their wealth in the future. And with better protection comes more opportunity for advisers writes Vitality's Justin Taurog....
Obesity is linked to a wide range of health problems. Fergus Bescoby discusses the associated conditions and the implications for insurance
The media spotlight may be on Ebola at the moment, but HIV spreads more widely due to the silent nature of its symptoms. David Jones discusses HIV and AIDs, and the implications for insurers
Andy Smith gives some context to the recent outbreak of the Ebola virus.
There are many ailments that afflict the elderly. Fergus Bescoby investigates the main offenders.
There are many common childhood diseases, some serious and some not so, however, as David Jones explains, some have underwriting consequences.
Bipolar disorder used to be less openly discussed and was frequently referred to as Manic Depression. Andy Smith examines the disorder's symptoms and insurance implications