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CI

Individual Protection

Trusts' Taxation: Want to lose a few pounds?

The taxation of trusts written for whole of life policies can easily be reduced. Ian Smart explains the Rysaffe Principle.

clock 12 October 2012 • 6 min read

PMI

K.I.S.S - simple product review

Keep It Simple Stupid: The Review of Simple Financial Products is a significant strategic development in the protection sector. Richard Walsh highlights some key issues and a few problems in the making.

clock 21 September 2012 • 7 min read

Group Protection

Group Critical Illness - A long way to go

As embattled employers look for ways to offer low-cost employee benefits, group critical illness could be just the ticket. So why is the GCI market only one-twentieth the size of group life? Nicola Culley investigates.

clock 30 July 2012 • 7 min read

Group Protection

Group Markets - Swings and roundabouts

Market surveys are nothing without analysis. Paul Avis finds Swiss Re's latest highlights a few worrying trends in group markets but also a number of opportunities.

clock 27 July 2012 • 6 min read

Critical Illness

Critical Illness - Taking things back to basics

Robert Morrison takes a look at critical illness cover and sings the praises of traditional CI over severity based policies.

clock 26 June 2012 • 7 min read

Regulation

Gender Directive - Spot the difference

Imminent legislation is going affect the amount of critical illness cover people get for their cash. Mark Jones looks at the EU Gender Directive

clock 22 May 2012 • 6 min read

Income Protection

Interview - Mark Jones

LV= has big plans for 2012. Paul Robertson interviews one of the industry's most prominent Welshmen, Mark Jones.

clock 16 February 2012 • 7 min read

Underwriting

Risk Clinic: Over-insured, under-employed

My 45-year-old client was made redundant due to the recession, but has recently started a new yet much lower-paid job. With his income protection (IP) policy covering his last wage level, he is now over-insured and would not be able to claim his full...

clock 14 February 2012 • 4 min read

Group Protection

Thinking of entering group protection? What to consider

Paul Avis discusses the benefits and pitfalls for advisers considering the group protection sector.

clock 10 February 2012 • 7 min read

Critical Illness

Around the world: Hong Kong CI

Critical illness products are continually evolving worldwide. With this in mind, Greg Becker checks out some interesting developments in Hong Kong.

clock 09 February 2012 • 4 min read
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