VitalityLife offers real time online decisions for Type 1 and Type 2 diabetics

clock • 2 min read

VitalityLife will be providing fully underwritten final decisions online for Type 1 diabetics who have achieved good control of their condition without complications.

  All Type 1 diabetes disclosures previously triggered an automatic GP report, but VitalityLife's new rules will instead ask several relevant questions to establish an understanding of how well controlled the condition is. Terms will then be offered in real time, providing a significant reduction in the number of General Practitioner Reports being requested. Automated decisions have been available for several years for Type 2 diabetes, however VitalityLife said under the new rules there will be a higher proportion of cases being accepted online than before.  The development is p...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Individual Protection

Broadstone appoints Bill Pedersen as NED

Broadstone appoints Bill Pedersen as NED

Supporting growth in insurance

Jaskeet Briah
clock 07 May 2025 • 1 min read
Third of mortgage holders have no protection cover

Third of mortgage holders have no protection cover

Around 16% have income protection in place

Jaskeet Briah
clock 30 April 2025 • 2 min read
Broken bones most common injury from accidents: MetLife UK

Broken bones most common injury from accidents: MetLife UK

Trips, road traffic accidents and falling common causes

Cameron Roberts
clock 30 April 2025 • 2 min read