Term Assurance

The publication of Aegon income protection claims data today has brought the industry one step closer to full transparency, the Income Protection Task Force has said.

The excessive complexity of many financial products has dogged the financial services industry for as long as anyone can remember. I hope the publication of Carol Sergeant's Review of Simple Financial Products proves to be a watershed for the industry...

Adviser firms offering non-advised protection sales is not good for consumers, according to the majority of advisers, life offices and reinsurers.

Zurich is set to offer its protection proposition on its retail platform later in the year, to offer IFAs a complete holistic view of financial plans.

The majority of policyholders have been cancelling insurance policies following HIV positive diagnosis, an adviser has reported.

Nicola Culley attempts to discover how to broaden the appeal of term assurance.

Gender-targeted innovation post-gender neutralisation will be difficult to establish and could work against the debate around simple products, Legal and General has said.

LV= is "intensely" monitoring gender split risks after reporting massive sales figures in the run up to G-Day.

The industry is continuing to report pre G-Day sales spikes as it moves beyond the deadline.

Insurers need to act now on their failure to "engage adequately" with customers about gender neutralisation, an insight agency research has warned.