John, 45, is an office manager looking for protection. He has a £200,000 mortgage and two children that he has custody of following his divorce two years ago. He does not exercise and although he had an alcohol problem four years ago, he does not drink....

As the sector takes on more risk, Lee Lovett gives an insight into factors affecting the underwriting of group business.

Do you think that any standardisation of qualifications for advisers will improve public trust in the insurance industry, leading to an uptake in the amount of people seeking out independent advice?

Following his trip around some of the insurance worlds most developed markets, Mark Jones talks to Paul Robertson on the lessons learnt.

The government has finally published its green paper on the future of social care.

With the cost of dentistry in the UK rising and the growing popularity of dental tourism, Matthew Reeves examines the evolution of the present system.

The days of automatically providing top-of-the range international private medical insurance (IPMI) cover to expatriate employees are a thing of the past, says Debra Williams. In challenging times, how should advisers direct clients to best maximise value...

Swiss Re's Term and Health Watch 2009 saw that income protection (IP) sales have risen in the last year. That upturn, however, has been directly attributed to the actions of HSBC. With sales of other protection products falling, what do these results...

Mike Benton suggests a radical new insurance product based on protecting the insured from claiming in the first place.

The UK's protection industry appears to have lost its way in recent years, so now more than ever before, with the economy struggling to get back on its feet, is the time for a turn around. Peter Carvill talks to John Pollock.