Financial services companies have lived with TCF for a while. Alistair Sclare considers whether it has been worth the pain of implementation.

James and his wife Monica, both 30, work together as interior designers. Monica is pregnant and they want to revisit their insurance. They currently have only a £120,000 joint life policy on their mortgage and nothing on their business together. Where...

The popularity of motor sports has grown as it has become more acessible to a wider audience. Steve Smith looks at the risk assessment proceedure underwriters must adhere to.

Changing times offer new opportunities and this could very well spell good news for the health cash plan sector, says Jill Davies.

The ABI has said it intends to end Total and Permanent Disability (TPD) clauses, introducing set definitions. Will this add even further complication to Critical Illness (CI) policies?

An ageing workforce alongside ageing IT systems is a looming problem for the insurance industry. We must act now, says Tim Crossley.

Royal Liver supports customer segmentation

A large proportion of the protections sales force is under qualified to sell protection in a market offering huge opportunities, says Richard Verdin.

Whether individual or group, Wojciech Dochan and Linton Penman believe advisers can benefit from income protection's additional benefits and technology.

Life cover for high earners. David Pugh asks: Are senior employees and their beneficiaries at risk?