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Author profile

Charlotte Richards

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Articles by Charlotte Richards

uncategorised

Risk Clinic - Case Study

My client, Anne (39), is a divorced accounts executive with two primary-school-aged children. Her widowed and retired father, Brian (66), also lives with the family, and takes a significant role in childcare, allowing her to work full-time. What protection...

clock 01 February 2010 •

Group Protection

Savings for sprogs

With a low penetration and a tangible benefit, David Casson points out that childcare vouchers can be a profitable product in the IFA's range

clock 01 February 2010 •

Underwriting

Post war syndromes

Anne Llewellyn discusses the intricacies of underwriting policies for clients affected by the various illnesses that come under the heading ‘post war syndromes'

clock 01 February 2010 • 8 min read

Underwriting

Risk Clinic: Implementing group IP

My client Alan owns a building company that employs 47 people. He already has death in service insurance for his employees, and I'm trying to convince him of the need for an employee income protection (IP) policy. What are the arguments to extend this...

clock 01 January 2010 • 4 min read

Adviser / Broking

New business for advisers to rise in 2010

Financial services advisers are very optimistic about their business growth prospects in 2010, according to research from paaleads.

clock 01 January 2010 • 1 min read

Marketing

Appetite hormone leptin identified in Alzheimer cases

Researchers have linked high levels of the appetite hormone leptin with reduced incidence of Alzheimers.

clock 01 January 2010 •

Underwriting

Online interviewing to be tested by Medicals Direct

New initiatives to be undertaken in new year

clock 01 January 2010 • 1 min read

Underwriting

A relevant life?

Death in service benefits can pose tax and pension problems for high earners, while smaller firms have trouble getting underwriting. Jerry Bayman suggests looking at single life Relevant Life policies

clock 01 January 2010 •

Regulation

Market Views

Do you think the FSA gives value for money, or would Conservative plans to transfer its powers to the Bank of England be a reasonable course of action?

clock 01 January 2010 •

Marketing

Playing for time

Tom Baigrie's pan industry protection consumer advertising concept has stalled. Paul Robertson précis Baigries' report on the reasons why

clock 01 January 2010 • 5 min read
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